Funding support
Need capital?
We can help get it in place.
Start with a capital plan that supports the business and your life during the ramp. Rooted can help qualified applicants explore financing resources; approval, timing and terms depend on the lender.
Credit repair & credit building
Your next chapter can start with stronger credit.
If your credit needs work before you apply, Rooted can help you explore credit repair and credit-building resources. A personalized review can help identify reporting issues and outline practical steps toward a stronger credit profile.
Talk with our team about preparing for financing while you plan your agency. Credit improvement takes time, and results and financing eligibility vary.
Discuss my optionsFunding readiness
Start with a clearer capital picture.
Schedule a conversation with our team to talk through your funding options and prepare for what comes next.
Your $15,000 startup fee is one part of the plan. Include opening costs and a reserve for operations and temporary owner income. Allow roughly 45–60 days for licensing and certification, and 60–90 days from submission for commissions.
Rooted-assisted financing review starts with a 680 credit score and $50,000 adjusted gross income in each of the prior two years. These are financing-review criteria, not requirements for a self-funded owner; lender approval is separate.
Your next step
Let’s find your path forward.
Talk with our team about your funding needs, available capital and credit-building options. We’ll help you understand the next steps for your situation.
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Your funding timeline
From approval to opportunity.
Funding as fast as 14 days after loan approval.
- Before approval
Build your funding plan
Confirm your capital needs, gather financial documents and complete the lender’s application and underwriting review. Timing varies by applicant and lender.
- Approval date
Confirm terms & closing requirements
Review your approved amount, rates and repayment terms. Complete any remaining documents and conditions for disbursement.
- As fast as 14 days later
Put your capital to work
Once funds are disbursed, put your opening budget and operating reserve in place so you can prepare for launch.
The 14-day timeframe begins at loan approval, not the initial inquiry. Actual timing depends on the lender, financing product and completion of closing requirements; it is not guaranteed.
Plan your next move
Let’s put your capital plan in motion.
Bring your questions about funding, credit readiness and the capital it takes to launch. Our team will help you explore the next step for your goals. Financing approval and terms remain subject to lender review.
Start a funding conversation